ne of the most common aspirations of loan officers and brokers is to have their own independent ability to bank loans. However, requirements by investors for the individual to both demonstrate and directly risk a
substantial personal net worth make banking loans impossible for most. Net branching allows a great level of autonomy without these restrictive high-level capitalization requirements. While becoming a net branch helps to eliminate some of the net worth barriers that accompany establishing a brokerage, many net branch systems will require a modest deposit that acts as insurance against unpaid expenses. In some cases this amount can be negotiable, with other factors like credit scores, established budgets, or other data from background checks mitigating the need for a large deposit into the system. Net Branch Navigator can help you maximize the positive aspects of your application, having a direct effect on the amount of capital required to start your branch.